Turning Tides Financial, financial advisor, CDFA, divorce, financial management

In preparing for or entering retirement, you need a plan that fits your personal goals for what YOUR retirement looks like.

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You’re likely to hope for maintaining as much as possible of your existing “desirable” lifestyle….only with more “fun time” on your hands! As you assess your personal and financial goals, it’s important you have a guide…a Financial Advocate, if you will!

As you shift your focus from wealth accumulation (while you’re working) to spending (retirement), major considerations include:

Turning Tides Financial, financial advisor, CDFA, divorce, financial managementPrudent spending: neither living like there’s no tomorrow, nor overly scrimping and denying yourself

Turning Tides Financial, financial advisor, CDFA, divorce, financial managementOutliving your money: planning for a long-enough retirement

Turning Tides Financial, financial advisor, CDFA, divorce, financial managementMarket risk: understanding how to adjust if the market underperforms

Turning Tides Financial, financial advisor, CDFA, divorce, financial managementInflation: planning for the reality that, what costs $100 today is expected to cost $180 in 20 years

Turning Tides Financial, financial advisor, CDFA, divorce, financial managementHealth care expenses

Turning Tides Financial, financial advisor, CDFA, divorce, financial managementIncome tax increases

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Traditional IRAs, which were created in 1974, are owned by roughly 31.1 million U.S. households. And Roth IRAs, created as part of the Taxpayer Relief Act in 1997, are owned by nearly 19.2 million households.

Both are IRAs. And yet each is quite different. Read more


Email Julianne Incardona to Schedule an Appointment


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Turning Tides Financial, financial advisor, CDFA, divorce, financial management

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Rightsizing for Retirement

What does your home really cost?

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Ready for Retirement?

Are you ready for retirement? Here are five words you should consider.
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